Right Solution

KiddySave Account

Giving your child the right jumpstart in life could never be earlier. Inculcating in your children how to manage their money from a young age will benefit not only them as they grow but will also help them to be financially sound in their adult life.

Offer Details

KiddySave is a savings account designed for children up to 18years with no monthly fees but a host of added benefits. It gives trustees the opportunity for parents or guardians to build up funds to support their wards’ life needs. In a situation of death, incapacitation and unemployment of the Trustee, the child/ward of can still acquire some Education or Trade with the savings in the account.


  • The account is operated by the parent or guardian (Trustee). However, after the beneficiary attains the age of 18 years, the account shall be transferred into the child’s preferred account.
  • Access to Life Insurance Policy to protect the savings (Optional).
  • Account Withdrawal:
    • One withdrawal every year.
    • Trustees can withdraw up to 20% of the total account balance every year.
  • Account can be upgraded to Teen Account when the beneficiary is 13 years.
  • Competitive and tiered interest is paid based on account balance.
  • Trustees can use savings in the account to apply for a loan to pay the school fees of the beneficiary (Terms & Conditions Apply).
  • Trustees can use savings in the account to apply for a loan to pay the school fees of the beneficiary (Terms & Conditions Apply).

Children from day one until they are 18 years.

  • Birth certificate, identity card, weighing card or baptismal card of the child is accepted.
  • One (1) current passport picture of the child.
  • 2 (two) current passport-size pictures of the Trustee.
  • Identification of Parent or Guardian e.g. Passport, Drivers Licence, NHIS Card, Voters ID Card.
  • Two copies of Child’s Passport pictures
  • Proof of residential address (Water or Electricity bill in the name of the parent/ guardian or attach a tenancy agreement when the name on the bill is not the same name as the parent/guardian.
  • An initial deposit of $20.00.
  • Minimum account balance is GH¢20.00.
  • Minimum monthly deposit of $5.00 (Standing Order, preferred).
    • Complete ZPF Bank’s Standing Order Form (Existing Clients) or submit proof of a standing order from a different bank (Non Account Holders).
  • Minimum balance to earn interest is GH¢200.00 and above.
  • Standing Order is preferred for monthly account funding. However, Cheques and Cash payments are also acceptable.
  • Access to yearly e-statements.